Nanaimo Professional Liability Insurance Coverage: Yes or No?


If you are a professional currently working and living in Nanaimo, you may be wondering (and with good reason) whether or not you need to be covered under a professional liability insurance policy. Here’s the thing: While you are not required to purchase this policy, it doesn’t mean that you shouldn’t.

Think about it for a moment… if you work in a field in which the possibility of being sued exists, then it goes without saying that you need some form of coverage under your belt. (Hint: Professional liability insurance coverage.) Doctors, lawyers, accountants, pharmacists… they all need to be covered under a professional liability insurance policy. But they are not the only ones.

If you work involves giving advice and/or service to people, then being covered under this policy is an absolute must for you. It’s as simple as that. The nature of your work makes you more prone to being sued… especially if malpractice or negligence on your part can cause another person harm.

Of course this isn’t something that many people feel comfortable contemplating. You can spend 20 years working and never make a mistake… but that doesn’t mean that you won’t, eventually. And guess what? How much that mistake ends up costing you will depend on whether or not you are properly insured.

If you live in Nanaimo, then we encourage you to request your free Nanaimo professional liability insurance quote from EasyCover today. The latter is free and comes with no obligation whatsoever.


Professional Liability Insurance/PLI

(Errors and Omissions Insurance)

  • Flawed professional advice and services that may have resulted in financial loss to the customer or client.
  • Protects professional individuals or companies from responsibility of the full cost of defending against a negligence claim and damages awarded in such a civil lawsuit.
    • Professional liability insurance covers the costs of judgments, settlements and legal defense.
    • Damages paid under a professional liability policy are typically financial rather than physical.