I Just Got Sued. What Do I Do?


As a Canadian professional, knowing how to prevent lawsuits can often go a long way. But here’s the thing: Sometimes you can’t prevent someone from filing a lawsuit against you. It doesn’t matter if you are the best at what you do.  It doesn’t even matter whether you were at fault or not. All it takes is one thing to go wrong for you to get sued.

We’ve said it in the past and we will keep saying it: Being protected under a Canadian professional liability insurance policy can make all the difference in the world. Don’t believe us? Then just ask the thousands of Canadians who are covered under this policy.

Regardless of which profession you specialize in, a professional liability insurance policy has the potential to save you a great deal of stress and money down the road. Because as we said earlier, it doesn’t take much for things to go wrong.

If you have the misfortune of experiencing firsthand what we mean by that, you are probably wondering where to go from here — and rightly so. To make the process a little bit easier for you, EasyCover has compiled a short list of advice for you to go over. So without further ado, here’s what to do in the event of a person filing a lawsuit against you:

– Remain calm and composed. We can’t stress this enough. Once again, it doesn’t matter if you were at fault or not. Remaining calm and composed is the best thing that you can do at this point. The less number of things a person can hold against you, the less messy the lawsuit will (probably) be.

– Call your insurance company as soon as possible. Your insurance company will know what to do… assuming that you are indeed covered under a professional liability insurance policy, that is.

– Gather evidences and information and present them to your lawyer. This is when being organized really shines. If you were careful enough, you probably have a mountain of evidences to show to your lawyer. If you don’t, then don’t stress it. Just try to gather as much information as possible and wait to hear what your lawyer suggests.

– Cooperate with your lawyer. Your lawyer wants you to win the case and will do everything in their power to make sure that you do. Always cooperate with them.


Professional Liability Insurance/PLI

(Errors and Omissions Insurance)

  • Flawed professional advice and services that may have resulted in financial loss to the customer or client.
  • Protects professional individuals or companies from responsibility of the full cost of defending against a negligence claim and damages awarded in such a civil lawsuit.
    • Professional liability insurance covers the costs of judgments, settlements and legal defense.
    • Damages paid under a professional liability policy are typically financial rather than physical.