3 Things To Know About Professional Liability Insurance Coverage in Canada


Are you a Canadian professional interested in learning more about professional liability insurance coverage and how it might (or might not) benefit you? Then you’ve come to the right place. Here at EasyCover, we have experience in helping people understand just what this policy is and why they happen to need it. This is why we have compiled a list of 3 things to know about professional liability insurance coverage in Canada. So further ado, here they are:

1. Professional liability insurance coverage isn’t mandatory. By now you know that some insurance policies are absolutely mandatory (*cough* car insurance coverage *cough*), but unlike those policies, you are not required by law to purchase a professional liability insurance policy before going to work. Keep in mind, however, that some companies will require you to be covered under this policy, so always make sure to double check with a company before accepting a job.

2. Professional liability insurance coverage can save your finances. Oh and your mental health too. You’ve probably noticed but lawsuits in Canada have become increasingly more common in the last few years. How do you know you won’t be the next person who has to defend him or herself in court? You simply can’t. So if you are a professional and you work in a field in which the threat of being sued exists, you might want to give this insurance policy a go.

3. Lastly, plenty of companies offer free professional liability insurance quotes in Canada. EasyCover is among them. Don’t know whether this policy will benefit you? Don’t know how much it will cost you? Don’t worry — you can learn all of these things and more by requesting your free insurance quote from EasyCover today.


Professional Liability Insurance/PLI

(Errors and Omissions Insurance)

  • Flawed professional advice and services that may have resulted in financial loss to the customer or client.
  • Protects professional individuals or companies from responsibility of the full cost of defending against a negligence claim and damages awarded in such a civil lawsuit.
    • Professional liability insurance covers the costs of judgments, settlements and legal defense.
    • Damages paid under a professional liability policy are typically financial rather than physical.